Spikes in electrical voltage are often referred to as “surges” in power. These power surges of high voltage can cause unwanted damage to electronics and appliances that cannot handled a voltage that is larger than what the components are rated for.
A surge protector or surge suppressor is designed to decrease or limit the amount of voltage that supplies your computer electronics or hard drives by way or one or more methods. This includes the blocking of the surge or shorting the surge to ground. Many times a surge is caused by a lightning strike during a thunderstorm or severe weather.
What Can I do to protect my electronics and data?
For many consumers, the idea of protecting or preventing electrical surge damage has been a guessing game. Buying surge protection equipment generally isn’t too high on the “To Do” list and that said there are many ways that you can protect your entire house from damage.
One solution is to buy a surge protector power strip for every bit of electronics in the house from your HD television set to your iPhone, iPad and laptop computer. While this isn’t the most realistic scenario, it might work for you and it’s certainly better than zero surge protection in your house. If you don’t have power strips with surge suppression do you unplug every appliance and gizmo during a storm? Of course not, you don’t have the time or care to get shocked!
Another method is to rely on your homeowner’s insurance policy to cover losses, but this is less than ideal. While insurance coverage is necessary, it’s not the right thing simply rely on taking your losses against your deductible. The best solution is to improve upon your surge protection insurance policy from lighting by preventing surge damage before it happens with SurgeAssure whole house surge protection.
Surge Protection Systems
How does a whole house system work? Well, it’s a series of protectors that work in conjunction with each other. Often called Zoned or Zones protection, your entire home, the appliances such as TV, oven, microwave and washer and dryer will all become protected from lightning damage and lightning strikes.
How SurgeAssure Works
1. First, surge protectors are applied and installed to the incoming electrical, cable/satellite, and telephone utility services to keep externally generated surges from entering your home. This step ensure that you have a primary surge protection in place where most damage enters the home.
2. At key locations throughout your home, localized secondary surge protection is installed to safeguard against any residual surges from the main electrical service and any internally generated surges.
At the heart of a whole home system is a breaker panel protection system, telephone line protection, cable internet and cable tv protection, and then outlet surge protection for electronics, hard drives, computers and more.
By the Numbers
According to the National Fire Protection Association (NFPA) the direct annual structural lightning losses at $138.7 million as averaged over 1989-1993 (13). This information came from the nation's fire chiefs, who also reported 20,000 lightning-caused residential fires. Surge damage can be caused by lightning and claim costs reported by State Farm Insurance Co. in Colorado, Wyoming and Utah have been extrapolated to national figures indicating there to be 307,000 separate lightning claims totaling $332 million annually.
In closing, no one wants to have any type of loss or claim with their insurance company. The smart choice is to take extra steps to protect your home and possessions, electronics and that precious computer hard drive from damage with surge protection from SurgeAssure.